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Nowadays, parents are teaching their kids about personal finance at a relatively young age. It’s a good start for someone to learn about the importance of money and spending it in a wiser way the earlier the better. That’s why a new revolutionary way to make your kid a smart spender comes in through PAYjr. Your teens will learn not only to spend wisely but earn at the same time.

It’s a re-loadable prepaid card which is definitely safer than cash for your teenager to use. What makes it even better is that you as a parent can monitor your kid’s spending. Both the parent and kid can keep track of the expenses and manage them at the same time. It is very affordable which makes it a must-have. You can also enjoy a Chore Chart online as you keep track of the chores and allowances of your 12 years old and under kids. If you don’t trust how cash affects your child’s mindset about money, this really comes in handy. It’s a good training for your kid to be responsible in dealing with finances. It’s an educational tool as well for the whole family and makes kids ready for the real world and their future.